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Water emergency? Do these six things, in this order

You have one thumb free and water on the floor. This page is built for exactly that moment, the checklist first, the reasoning after.

Updated July 2026 · 4 min read · Written by the Highwater field team

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The first 30 minutes, checklistPrint this. Tape it inside the utility closet.
1Shut off the water

Main valve: basement/crawl space street-side wall, by the water heater, or the outside stop-and-waste. Clockwise until it stops.

2Make it electrically safe

Water near outlets, cords, or the panel? Flip the breaker for that zone, or stay out and say so when you call.

3People and pets out of the wet

Especially if the water is gray, brown, or smells foul, that’s a contamination sign. Close the door.

4Photograph everything

Source, standing water, waterline on walls, soaked belongings. Wide shots and close-ups, before anything moves.

5Call for help, 24/7

A real person answers, triages by phone, and dispatches. Have your address and what-happened ready.

6Lift what you can

Furniture on foil or blocks, keepsakes and electronics up and out. Don’t lift with your back what the crew can move in an hour.

Why this order

Stopping the source outranks everything, every minute of flow adds square footage. Electrical safety comes before heroics; a wet basement with live outlets is not a retrieval mission. Documentation beats cleanup because your insurance claim is built from what the loss looked like before anyone helped. And the call goes out early because drying equipment arriving an hour sooner routinely saves flooring that would otherwise be demolition.

What not to do

Don’t run fans on suspicious water, if it might be sewage, moving air spreads contamination.

Don’t use a household vacuum on water, ever. Shop-vacs only for small clean spills.

Don’t rip out carpet before photos and a professional look, you may be discarding both salvageable material and claim evidence.

Don’t assume it’s over when the surface looks dry. Pad, subfloor, and wall cavities hold water for weeks, that’s what meters are for.

Whom to call, in what order

Mitigation first (that’s the damage-stopping duty your policy expects), insurer second, ideally within the same hour. The full playbook, including exactly what to say to the adjuster, is in how to file a claim.

Water moving right now? Skip the reading, call

No pressure, no truck rolled, just an honest read on your situation.

FAQ

Related questions

Is it safe to stay in the house?
Usually yes for clean-water losses once power to wet zones is off. Leave if sewage is involved and spreading, if water reached the electrical panel, or if ceilings are sagging, a water-loaded ceiling can drop without warning.
I rent, what’s my part vs. my landlord’s?
You: stop what you can, document, notify the landlord immediately, and protect your belongings (that’s your renter’s policy). Landlord: the building, its systems, and mitigation. We work both sides of that call every week.
The water stopped on its own. Still an emergency?
The flow stopped; the absorption didn’t. Materials keep wicking for days, and the 48-hour mold clock is running. Same checklist, slightly less adrenaline.
How fast can you actually get here?
A human answers 24/7 and we’re on-site within 45 minutes anywhere in our service area, Salt Lake Valley to the Wasatch Back. Extraction usually starts the same visit.
Should I call my insurance company first?
Mitigation first, insurer second, ideally within the same hour. Your policy’s duty to mitigate expects damage-stopping to start immediately, and having a mitigation company already engaged reads well in the file. The full script is in how to file a claim.
What about wet rugs, furniture, and keepsakes?
Lift furniture onto foil or blocks, move keepsakes and electronics up and out, and leave installed carpet down until it’s photographed and assessed. Some of it is salvageable; all of it is evidence.
Keep reading

Go deeper

GuideCategories 1, 2, 3 explainedGuideHow to file the claimServiceEmergency water extraction
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Keep your phone nearby. If water is still spreading, shut off the main valve now, it’s usually in the basement or crawl space, on the street-facing wall.

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